Paimon Prime
The next generation of on-chain yield. A tokenized fund of institutional private-credit funds, global lending held as one position that accrues daily.
The native strategy targets a net return of ~7% based on the historical performance of the underlying private-credit funds. Returns are estimates, not guaranteed. Capital is at risk and past performance is not an indication of future results.
Why a fund of private‑credit funds?
On-chain yield is fragile. It leans on crowded basis trades, leverage loops and inflationary emissions that collapse when retail exits. Prime sources real yield from off-chain business activity instead.
The on‑chain yield problem
- Over-leveraged basis trades
- So-called ‘neutral’ strategies
- Diminishing treasuries yields
- ‘Stablecoin’ de-pegs
The real‑world lending case
- Professionally managed
- Multi-billion dollar private-credit funds
- Uncorrelated with the crypto market
- Consistent debt-service payments passed back on-chain
Best‑in‑class private‑credit funds.
The Alpha Engine allocates into funds managed by Wall Street firms. These funds lend to real-world companies, generating the debt-service payments that flow back to holders.
Blackstone Private Credit Fund
Direct lending to established private companies, one of the largest private-credit vehicles in the world.
Calamos Aksia Alternative Credit Fund
A diversified alternative-credit portfolio across private and structured lending strategies.
KKR Infrastructure Fund
Lending against essential infrastructure assets with long-duration, contracted cash flows.
Paimon Finance is an independent investment platform and is not affiliated with, sponsored by, endorsed by, or partnered with Blackstone Inc., KKR & Co. Inc., Calamos Investments, or any of their respective affiliates. All references to third-party funds (including BCRED, K-INFRA, and CAPIX) are for informational and identification purposes only to describe the underlying assets of the Paimon High Yield portfolio.
One token, three layers.
Daily liquidity for you, quarterly liquidity underneath. The stack bridges the gap so your position stays liquid without touching the yield engine.
Layer 1 · Instant exit
Lending-protocol partners provide immediate (T+0) liquidity, backed by the buffer below.
Layer 2 · Liquidity buffer
A target 40% buffer bridges daily redemptions and the quarterly liquidity of the underlying funds.
Layer 3 · Alpha Engine
Capital is deployed into best-in-class private-credit funds that generate the underlying real yield.
Institutional expertise from world‑class organizations.
Prime, in detail.
Yield, liquidity, fees, safety and access, answered in plain language.
Why Paimon Prime instead of on-chain yields?
Where does the yield come from?
What is the APY? Is it guaranteed?
How fast can I get my money out?
• Instant (T+0): Immediate liquidity via our lending protocol partners (Layer 1). The protocol uses a "liquidity buffer" (Layer 1 & 2) to bridge the gap between your daily needs and the quarterly liquidity of the underlying private credit funds.
What happens if everyone withdraws at once?
What are the fees?
• Instant Redemption Fee: An additional 1% (Total 1.5%) if you require a real-time withdrawal.
• Underlying Fund Fees: Our underlying funds also charge management fees and carry. We negotiate them down if possible.
Who holds the assets?
• Admin: NAV Consulting provides third-party asset reports.
• Banking: Fiat rails via Standard Chartered, JPMorgan, and Interlace Money.
• Custody: Digital assets are secured by Cactus Custody and Goldman Sachs.This setup ensures transparency and institutional-grade security for your capital. We will update the community on a daily and monthly basis through our Transparency Page.